Debt Service Coverage Ratio
Income-Producing Property Financing
DSCR loans are designed for real estate investors financing income-producing properties. These loans focus on the property's income rather than personal credit, making them ideal for building investment portfolios.
About DSCR Loans
Investment Property Lending
A Debt Service Coverage Ratio (DSCR) loan evaluates the property's income to determine if it can cover its debt obligations. This loan type is perfect for real estate investors who want to focus on property performance rather than personal income.
Whether you're a seasoned investor or starting your portfolio, DSCR loans provide flexible financing based on the property's cash flow and potential returns.
Income-based qualification, not personal credit
Flexible down payment options
Competitive rates for investment properties
Get DSCR Financing
DSCR Loans Funded
Years Experience
Real Estate Lending
Our comprehensive real estate lending solutions are designed to meet every investor's needs. Explore our flexible options below.
Multifamily
Finance 2-4 unit residential properties with strong rental income potential.
Commercial
Office buildings, retail space, and mixed-use properties with commercial income.
Single Family Rental
Single family homes rented to tenants with consistent cash flow.
Portfolio Investor
Multiple property financing for experienced real estate investors.
Multifamily
Finance 2-4 unit residential properties where DSCR loans are ideal. These properties generate rental income that helps qualify for financing based on cash flow.
Key Benefits:
- Income-based qualification
- Flexible credit requirements
- Competitive investment rates
- Fast approval process
