Privacy Policy

Duna LLC, doing business as Fusion Central Capital ("Company," "we," "us," "our"), respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our lending services.

Registered Office: Phoenix, Arizona

Please read this Privacy Policy carefully. If you do not agree with our policies and practices, please do not use our services.

Personal Information You Provide

We collect information you provide directly to us, including:

• Identification Information: Name, date of birth, Social Security number, state ID, passport number
• Contact Information: Email address, phone number, mailing address
• Financial Information: Bank account numbers, credit card information, income, employment history, credit history
• Business Information: Business name, EIN, business structure, years in business, revenue, business bank accounts
• Documentation: Tax returns, bank statements, pay stubs, business licenses

Information Collected Automatically

When you visit our website, we automatically collect:

• IP address
• Browser type and version
• Pages visited and time spent on each page
• Device information
• Cookies and similar tracking technologies

Information from Third Parties

We may receive information about you from credit reporting agencies, financial institutions, fraud prevention services, and public records.

We use the information we collect for the following purposes:

• Processing and evaluating loan applications
• Underwriting and credit analysis
• Borrower vetting and verification
• Fraud detection and prevention
• Complying with legal and regulatory requirements
• Communicating with you about your application or account
• Improving our website and services
• Marketing and promotional purposes (with your consent)
• Risk management and analytics

We may share your personal information with the following parties:

• Credit Bureaus: We report payment history and credit activity to credit reporting agencies
• Lenders and Financial Partners: We may share information with our lending partners and investors
• Service Providers: Third-party vendors who assist us with operations, analytics, and compliance
• Legal Requirements: When required by law, court order, or government request
• Business Transfers: In the event of merger, acquisition, or asset sale

We do NOT sell your personal information to third parties for marketing purposes.

We implement appropriate technical, administrative, and physical safeguards to protect your personal information against unauthorized access, alteration, disclosure, and destruction. These safeguards include:

• SSL/TLS encryption for data in transit
• Encrypted storage for sensitive data
• Access controls and authentication measures
• Regular security audits and assessments
• Employee training on data protection

Note: While we strive to protect your information, no security system is impenetrable. We cannot guarantee absolute security of your personal information.

We retain your personal information for as long as necessary to:

• Provide our services to you
• Comply with legal and regulatory requirements
• Resolve disputes and enforce our agreements
• Maintain financial and credit reporting records

Retention periods vary depending on the type of information and the purposes for which we use the information. After the retention period expires, we securely delete or anonymize your information.

We use cookies and similar tracking technologies on our website to:

• Remember your preferences
• Understand how you use our website
• Improve user experience
• Deliver targeted content

You can control cookie preferences through your browser settings. However, disabling cookies may affect the functionality of our website.

Our website may contain links to third-party websites and services that are not operated by us. This Privacy Policy does not apply to third-party websites, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party services before providing your personal information.

Our services are not directed to children under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information and terminate the child's account.

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Portability: Request your personal information in a portable format
• Opt-Out: Opt-out of marketing communications and targeted advertising

To exercise any of these rights, please contact us using the information provided below.

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Duna LLC (DBA: Fusion Central Capital)
Phoenix, Arizona
Email: privacy@fusioncentralcapital.com
Phone: +1 (602) 823-4683
Website: www.fusioncentralcapital.com

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated Privacy Policy on our website and updating the "Last Updated" date. Your continued use of our services following the posting of revised Privacy Policy means that you accept and agree to the changes.